Tuesday, 26 September 2017

Interests & Fees

Interests
Interest Rate Loan
7.25% - 8% Housing Loans
10% - 12% Personal Loans
10% - 11% Car Loans (Reducing interest rate)
8.75% Prime Lending Rate (PLR)

The aforementioned interest rates are:

  • For individual consumers only.
  • For guidance purposes only. Please contact the Bank for additional information.
  • Set based on the 6 months JODIBOR rates.

The below table shows examples for calculating the effective annual rate of the product.

Example for APR calculation Duration (Years) APR % Loan
Example:
Loan Amount = 50000 JOD
Costs = 500 JOD
Total Loan = 50500
Interest Rate = 6.25%
1 8.363 Real Estate loans (Housing / Land / Offices and Clinics)
5 6.784
10 6.669
15 6.6
20 6.566
25 6.546
Example:
Loan Amount = 10000 JOD
Costs = 100 JOD
Total Loan =10100
Interest rate =9%
1 10.438  

 

Car loans (Reducing interest)
2 10.444
3 10.117
4 9.948
5 9.845
6 9.775
Example:
Loan Amount =15000 JOD
Costs =150 JOD
Total Loan =15150
Interest Rate =9%
1 11.337 Personal loans (Consumer/ Medical Doctors / Students)
2 10.444
3 10.117
4 9.948
5 9.845
6 9.775
7 9.726
8 9.688

 

Retail Fees:

Commission/Fee Upper Limit
Counter cash withdrawal  
If the client does not have an issued ATM card   No Commission
If the client has been issued an ATM card 500 fils for cash withdrawals equal to or less than 300 JOD
1 JOD for cash withdrawals more than 300 JOD and upto1000JOD
No commission for cash withdrawals more than 1000JOD
Bank Clearance Certificate
If the client has facilities 10 JOD
If the client does not have facilities 5 JOD
Certificate of Balance /Solvency 10 JOD
Certificate of Commitments 5 JOD
Certificate of Interest 5 JOD
Verifying Signature 2 JOD
Issue letter of standing order for third order 5 JOD
Salary Transfer 1 JOD/ month regardless of how many times per month the salary is transferred
Issuance of Certified/Manager Cheque 5 JOD
Commission of Returned Cheques Drawn on Client’s Account
For insufficient funds – for the first time   20 JOD/ Cheque
For insufficient funds – for the two or more times   40 JOD / Cheque
For technical reasons 2 JOD/ Cheque
Commission of Rejected Cheques (Deposited in the clients accounts). No Commission
Commission of Stopped Cheques 10 JOD / Cheque , 20 JOD for more that one cheque within the same cheque book.
Commission of Settlement of Returned Cheques 10 JOD/ Cheque
Commission of De-Mortgaging Vehicles, Real Estate, other. 10 JOD
Statements of Accounts
Commission of Monthly Statements of accounts No Commission
Additional Statement of account for period less than 1 year from application date   250 fils / page
Additional Statement of account for period more than 1 year from application date 500 fils / page
Commission of photocopying Docs and cheques:
for period less than 6 months from application date 1 JOD /Document
for period more than 6 months from application date 3 JOD / Document
Commission of Minimum Balance:
Current Salary Account   No Commission
Current Account & On Demand   1 JOD Monthly on the accounts with balance less than 200 JOD
Savings Accounts 1 JOD Monthly on the accounts with balance less than 100 JOD
Commission on Dormant Account 2 JOD Monthly regardless of account balance
Standing Orders:
Within client’s accounts   No Commission
Within other accounts within the same bank   1 JOD / Order
Other parties 2 JOD / Order
Issue/ Renew ATM Card No Commission
Issue ATM Card to replace lost or stolen Card 5 JOD
Commission of re-requesting PIN for ATM Card 1 JOD
Objecting on a transaction made on ATM or Credit Card 5 JOD / refundable in case the objection is proven to be correct
Request to watch security video of a specific ATM 10 JOD
Commission for Granting Credit 1% of Credit value and charged one time upon granting credit
Commission of Late Payment 10 JOD
Commission of postponing an installment. 10 JOD
Request to amend financing conditions or collateral per the client’s request 5 JOD
Early Repayment Commissions:  
Remaining period for due payment/ last installment 1 year or less   No Commission
Remaining period for due payment/ last installment 1 year and up 1%
Pre-maturity withdrawal from CD or fixed deposit CBJ laws are applied
E-services Commission 500 fils/month
Confirming Notarized and Bank Power of Attorney Commission 5 JOD / Power of Attorney
Cards:
Pre-Paid Cards  
Pre-Paid Card Denomination Isuance Fee Re-Charge Fee
upto 200 JOD 5 JOD 3 JOD
201-1500 JOD 10 JOD 5 JOD
1501-3000 JOD 15 JOD 10 JOD
Prepaid Card  Re-Charge fees using e-services 
upto 200 JOD  2 JOD 
201 - 1500  3 JOD 
1500 - 1501  5 JOD
Comissions for using pre-paid cards outside Jordan
Difference in currency 2.5% diffrence in currency commission of transaction amount for transactions in foreign currency (optional issuer fees)
Cash withdrawal outside Jordan 2 JOD for every cash withdrawal transaction outside Jordan
Credit transaction to the card 1.5% of transaction amount Minimum 1 JOD.
Pre-paid Exchange Rate The exchange rate is 0.710 JOD for the dollar when using pre-paid card
Pre-Paid – Renewal , Replace Stolen or Lost 3 JOD
Pre-Paid – New PIN 1 JOD
Pre-Paid – Withdrawal inside Jordan using other Banks’ ATM Depends on the Bank providing the service (500 fils - 1 JOD)
Pre-Paid – Overseas Withdrawal 2 JOD
Revolving Cards
Visa Gold 30 JOD
Visa Classic 15 JOD
Visa Cozmo 20 JOD
MasterCard Fly & Plus Platinum 75 JOD
MasterCard Fly & Plus Gold 50JOD
MasterCard Fly & Plus Silver 25JOD
MasterCard Platinum 75 JOD
MasterCard Gold 30 JOD
MasterCard Silver 15 JOD
Charge Cards
Visa Gold 100 JOD
Visa Classic 50 JOD
Visa Infinite 150 JOD
American Express Platinum 750 USD
American Express Gold 175 USD
American Express Green 95 USD
Debit Cards
Visa Electron 500 fils /month
MasterCard Platinum 500 fils/ month
MasterCard Gold 500 fils/ month
MasterCard Silver 500 fils/ month
Replace Lost, Stolen or Damaged Debit cards 5 JOD
Replace Lost, Stolen or Damaged Credit cards 10 JOD
Cozmo 20 JOD
Request New PIN for all cards 1 JOD
Commission of using other banks' ATM:
Cash Withdrawal (Local) (Debit Cards): Depends on the Bank providing the service
Cash Withdrawal (International) (Debit Cards): 2 JOD
Balance Inquiry: Visa MasterCard
100 fils 150 fils
Balance Inquiry (foreign account): Visa MasterCard
300 fils 250 fils
Commission of exceeding the credit limit on the Revolving credit card 1% Min 10 JOD.
Commission of Late Payment of the Minimum of the Revolving credit card 10 JOD
Commission of Cash Withdrawal from Visa / MasterCard (Revolving & Charge) 4% Minimum 4 JOD.
Commission of Cash Withdrawal from American Express:
Green & Gold 4% Minimum 15 USD.
Platenium 4% Minimum 10 USD.
Safe Deposit Boxes Size Fair/JOD Deposit /JOD
  7.5 80 250
  8 80 250
  10 80 250
  11 80 250
  15 110 250
  16 110 250
  20 110 250
  22 110 250
  25 180 250
  30 180 250
  33 180 250
  40 270 250
  45 270 250
  60 270 250
International Transfers:
Commissions of Outward Transfer in ForeignCurrency From JOD a/c. Min: 1 Per Mille Min 10 JOD
Max: 0.25 % + Correspondent Bank Commission 10 USD or equivalent.
In the case the transfer is commission is OUR and through Wells Fargo Bank, the correspondent commission is 20 USD or equivalent.
+ SWIFT 8 JOD + Mail 1.5 JOD + Difference of exchange Commission 0.5%
Commission for amending or canceling Transfer 15 USD or equivalent
Commissions of Inward Transfer in Foreign Currency:
A. To customer A/C in foreign currency in the Bank or its Branches. 10 USD
B. To customer A/C from foreign currency to JOD in the Bank or its Branches. 10 USD
C. Transfer it to another bank in JOD. 10 USD
Commission of transferring Inward Transfers among banks in the same foreign Currency. Min: 1 Per Mille Min 7 JOD.
Max: 30 JOD
+ SWIFT 8 JOD + 1 JOD RTGS Commission
Commission of Outward Transfers in foreign Currency from resident and nonresident A/Cs in foreign Currencies. Min: 1 Per Mille Min 10 JOD.
Max: 75 JOD.
+ Correspondent Bank Commission 10 USD or equivalent.In the case the transfer commission is OUR and through Wells Fargo Bank, the correspondent commission is 20 USD or equivalent.
+SWIFT 8 JOD + 1.5 JOD Mail + Correspondent
Commission of Inward Transfers that the Correspondent Bank requests the Commission to be OUR. Min: 1 Per Mille Min 10 JOD.
Max: Max. 30 JOD.
SWIFT 8 JOD.
Commission of issuing Transfers Through Western Union Commissions on Outward & Inward Transfers according to Western Union Company Instructions.
Local Transfers:
Commissions of Internal Transfers in JOD and inwarded to customers in the same Bank. No Commission
Commissions of Outward Transfers in JOD and USD among local banks and foreign branches. 5 JOD
+ 1 JOD Central Bank Of Jordan RTGS Commission.
Commissions of Outward Transfers in JOD and USD among local banks through NetBanker. 3 JOD
+ 1 JOD Central Bank Of Jordan RTGS Commission
Commission of utility bills/ electricity, water, mobile for Customers and non customers. 500 fils.
Cheque books prices. 5 papers: 2 JOD.
10 papers: 3 JOD.
25 papers: 4,50 JOD.
Cheque book / Dollar  5 papers : 3 dollar
10 papers: 4.750 dollar 
25 papers: 6.500 dollar
Cheque book / pound 5 papers: 2.250 pound
10 papers: 3.750 pound 
25 papers: 5.000 pound 
Cheque book / euro  5 papers: 2.500 euro
10 papers: 4.000 euro
25 papers: 5.500 euro
Commission of cheques under collection. 1 JOD / Cheque.
Commission of Collecting Cheques from outside the Clearing room Session / sent to Local Banks. 1 JOD.
Commission of any cheque received from the Local Banks outside the clearing session. 1 JOD + 1 JOD RTGS Commission.
The same treatment as the other banks.
The same treatment as the other banks. 2 JOD/ Cheque depsited under collection and by a written request signed by the client.

Corporate Commissions and fees:

Topic Min. Commission Max. Commission Calculation Period  
Letters Of Credit / Inward & Outward        
Commission of issuance Outward L/C 0.25 % Min.40 JOD. 0.375 % Every 3 Months or part of it. Mail 1.50 JOD. *SWIFT: Advising L/C 18 JOD. *SWIFT: Covering Charges or any Amendment Correspondance 8 JOD. *Special Courier: 3 JOD + Cost. Special Courier of Inward L/C 18 JOD.
Commission of Advising Inward L/C. 1 Per Mille Min. 40 JOD. 2 Per Mille  
Commission of Confirming Inward L/C 0.25 % Min.40 JOD. 0.5 % Every 3 Months or part of it and might be doubled after 1year.
Commission of Amendment of Outward & Inward L/C 20 JOD Except Increase of value or Validity Extension.    
Commission of Negotiating Documents of Inward L/C 0.25 % Min.40 JOD. 0.375 %  
Commission of Guaranteed Time Drafts of Outward L/C 1% Min.40 JOD. 2% Per Annum. Every 3 Months or part of it.
Commission of Guaranteed Time Drafts of Inward L/C 1% Min.30 JOD. 1.5% Per Annum. Every 3 Months or part of it.  
Refund of Commission in case of Cancelling L/C Commission is non refundable      
Commission of Advising and Amending Inward L/C among banks 2 Per Mille Min. 30 JOD.      
Commission of Transfering Inward L/C. 0.5 % Flat Min.35 JOD      
Commission of Covering L/Cs 0.125 % Min.25 JOD.      
Commission of Storing Goods       Cost + 0.5 % Per Annum on Quarter intervals or any part of it.
Bills For Collection / Inward & Outward        
Commission of Bills for Collection 0.25 % Min.40 JOD. 0.375 %   Mail 1.50 JOD SWIFT 8 JOD
Commission of Inward Bills for Collection accepted Draft from buyers. 0.125 % Min.20 JOD.    
Commission of Delivering B/Cs without payment. 40 JOD Flat.    
Commission of Transferring B/Cs Among Banks. 40 JOD Flat.    
Commission of Guaranteed Time Drafts of Inward B/C. 1% Per Annum Min. 25 JOD 2% Per Annum  
Commissions and Charges of Correspond Bank. According to Cost.     Special Courier 3 JOD + Cost.
International Transfers:
Commissions of Outward Transfer in Foreign Currency From JOD a/c 1 Per Mille Min 10 JOD.
0.25%
+ Correspondent Bank Commission 10 USD or Equivalent.
In the case the transfer commission is OUR and through Wells Fargo Bank, the correspondent commission is 20 USD or equivalent.
+ SWIFT 8 JOD + Mail 1.5 JOD + Difference of exchange Commission 0.5%
Commissions of Inward Transfer in Foreign Currency:
A. To customer A/C in foreign currency in the Bank or its Branches. 10 USD      
B. To customer A/C from foreign currency to JOD in the Bank or its Branches. 10 USD      
C. Transfer it to another bank in JOD. 10 USD      
Commission of Transferring Inward Transfers among banks in the same foreign Currency. 1 Per Mille Min 7 JOD. 30 JOD.   SWIFT 8 JOD + 1 JOD RTGS Commission.
Commission of Outward Transfers in foreign Currency from resident and nonresident A/Cs in foreign Currencies. 1 Per Mille Min 10 JOD. 75 JOD.
+ Correspondent Bank Commission 10 USD or Equivalent.
In the case the transfer commission is OUR and through Wells Fargo Bank, the correspondent commission is 20 USD or equivalent.
+ SWIFT 8 JOD + Mail 1.5 JOD
Commission of amending/canceling outward transfers 15 USD or equivalent
Commission of Inward Transfers that the Correspondent Bank requests the Commission to be OUR. 1 Per Mille Min 10 JOD. Max. 30 JOD.   SWIFT 8 JOD.
Commission of issuing Transfers Through Western Union Commissions on Outward & Inward Transfers according to Western Union Company Instructions.      
Local Transfers
Commissions of Internal Transfers in JOD and in warded to customers in the same Bank. No Commission      
Commissions of Outward Transfers in JOD and USD among local banks and foreign branches . 5 JOD     1 JOD Central Bank Of Jordan RTGS Commission.
Commissions of Outward Transfers in JOD and USD among local banks through NetBanker. 3 JOD    
Letters Of Guarantee
Commissions of Issuing L/Gs in JOD. 1% Per Annum Min 20 JOD 2% Per Annum On Quarter Bases.  
Commissions of Issuing Foreign L/Gs. 1% Per Annum Min 25 JOD 2% Per Annum On Quarter Bases. Mail: 1.50 JOD for Foreign L/Gs.
Commissions of Amending L/Gs without a financial effect. 10 JOD      
Commissions of Issuing L/Gs against counter Bank Guarantees. 0.5 % Per Annum Min 35 JOD 1% Per Annum On Quarter Bases.  
Commission of L/G late returning after expiry:
A. if it is claimed. 1% Per Annum Min 20 JOD 2% Per Annum On Quarter Bases.  
B. if it is not claimed. 10 JOD  
Commission of Payment L/Gs. 2% Per Annum 4% Per Annum On Quarter Bases.  
Commission of Clearance (Vessels) L/G. 20 JOD Flat.      
Commissions and Charges of Correspondent Bank. According to Correspondent Bank.      
Commission of Extending L/Gs. 1% Per Annum Min 20 JOD 2% Per Annum On Quarter Bases. Mail:1.5 JOD.
Commission of Transferring Inward L/Gs. 85 USD Flat.      
Purchased Cheques
Purchased cheques in foreign currency/ credited in JOD. 1.5 Per Mille Min 10 JOD + Deferred collection cost. 40 JOD   Commission of Correspondent Bank according to the currency and in a flat terrif for each cheque as follows:
* American Dollar 4 USD
* Euro or European Currencies 15 EUR or equiv.
* Sterling Pound 11 GBP
Mail 1.5 JOD
Collection Cost.
Purchased cheques in foreign currency/ credited in the same currency. 1 Per Mille Min 10 JOD.
Commission of Collecting Foreign Currency cheques. 1 Per Mille Min 20 JOD. 50 JOD.   Commission of Corresp Bank is according to the cost and deducted from the net value before paying it to the customer.
Commission of returned cheques from abroad for non payment       10 USD or equiv.
Stop payment of lost cheque drawn on correspondent bank       30 USD or equiv. + Swift charges
Commission and Charges of Correspondent bank. According to what received from the Correspondent bank.      
Sold Cheques
Sold Cheques in foreign currency/ from JOD A/C. 1 Per Mille Min 10 JOD. 0.125 %   Mail 1.50 JOD Telex Charges for Confirmation of issued cheques over USD 10,000.00 or equivalent or more.
Commission of Issued cheques in foreign currency from a foreign currency account. 1 Per Mille Min 10 JOD. 20 JOD.  
Sold Cheques Drawn on Egypt       Commision 500 FILS for the cheque + 2 Fils/USD + Telex Charges for Confirmation of cheques over USD 5,000
Sold Cheques Drawn on Sri Lanka       5 JOD Flat Commission + Telex charges for confirmation of cheques over USD 3,000.
Sold Cheques Drawn on Indonesia       5 JOD Flat Commission + Telex charges for confirmation of cheques over USD 3,000.
Difference of Foreign Exchange Commission. we charge a commission of Max.0.5 % on selling foreign currencies against JOD to customers and no such commission for buying foreign currencies or on the transfers covered from foreign currencies accounts, also we do not charge this commission on the transactions that take place among the licensed banks.
Time Drafts
Collection Time Drafts. 1 JOD Flat/ Time Draft.
Mail charges on Time Drafts 500 FILS / Time Draft.
Commission for the collection of banks and branches papers 2 JOD / Time Draft.
Services
Commission of photocopying Docs and cheques:
For period up to 6 months from date of application 1 JOD/document
For period more than 6 months from date of application 3 JOD/document
Commission of Salary Transfer 1 JOD / month regardless of number of times salary transfer occurs per month.
Commission of utility bills/ electricity, water, mobile for Customers and non customers. 500 fils
Bank Clearance Certificate
If client has facilities 10 JOD
If Client does not have facilities 5 JOD
Certificate of Balance /Solvency 10 JOD
Certificate of Commitments/ Certificate of Interests 5 JOD
Verifying Signature 2 JOD
Issue letter of standing order for third party 5 JOD
Standing Orders
Within client’s accounts No commission
Different accounts within same Bank 1 JOD/ Order
Other parties 2 JOD /Order
Certificate of Balance Confirmation (Clients and Banks):
JOD   17.50 for Clients and 35 for Banks.      
USD   25 for Clients and 50 for Banks.      
GBP 17.50 for Clients and 35 for Banks.      
EURO 20 for Clients and 40 for Banks.      
Commission of issuing letters of Habilitation for (Contractors) clients. Min. 50 JOD and Max. 250 JOD.
RTGS fee 1 JOD
Commission of Income Tax Declaration 1 JOD Collected from Sales Tax Dept.
Commission for OSN Showtime Service 2 JOD Collected from OSN
Commission to bring cash from customers (transfer of cash revenues) According to the agreements signed with customers
Dividend Disbursement and General Assembly Meeting Invitations Depends on agreements with the company
Request to watch security video of a specific ATM 10 JOD
E-services commission 500 fils / month
Cheques
Commission of cheques under collection 1 JOD / Cheque.
Cheque books prices. 5 papers: 2 JOD
10 papers: 3 JOD
25 papers: 4,50 JOD
Cheque book / Dollar  5 papers : 3 dollar
10 papers: 4.750 dollar 
25 papers: 6.500 dollar
Cheque book / Pound 5 papers: 2.250 pound
10 papers: 3.750 pound 
25 papers: 5.000 pound 
Cheque book / Euro  5 papers: 2.500 euro
10 papers: 4.000 euro
25 papers: 5.500 euro
Commission of Rejected Cheques (Deposited in the clients accounts) No Commission
Commission of Collecting Cheques from outside the Clearing room Session / sent to Local Banks. 1 JOD.
Commission of any cheque received from the Local Banks outside the clearing session. 1 JOD + 1 JOD RTGS Commission.
The same treatment as the other banks.
Commission of Stopped Cheques. 10 JOD / One Cheque.
20 JOD / A group of serial cheques in one book
Commission of Settlement of Returned Cheques which C.B.J is corresponded about. 10 JOD.
Commission of Withdrawing Cheque under collection / amending the maturity date. 2 JOD/ Cheque deposited under collection and by a written request signed by the client.
Commission of Returned Cheques (in which The Drawer is the bank's cutsomer). 3 JOD / Cheque returned from other banks for technical reasons.
Commission of Returned Cheques. 25 JOD for each returned cheque in case of unavailable balance, and can be charged from the beneficiary if there is no sufficient balance for the Drawee in case it was deposited at counter.
Commission of Returned Cheques drawn on client account        
For insufficient funds – for the first time   20 JOD / Cheque
For insufficient funds – for two or more times 40 JOD / Cheque
For technical reasons 2 JOD/ Cheque
Cheques Payable
Issuance of cheque payable from account 5 JOD
Issuance of Certified/Manager Cheque 5 JOD
Issuance a check payable against cash payment 15 JOD provided that cheque beneficiary is a government body
Accounts
Interest of Overdrawn Current account in JOD. Fixed Interest of 14% Per Annum on the O/D Amounts in the accounts which has no facilities limits.
Interest of Overdrawn Current account in USD. Fixed Interest of 10% Per Annum on the O/D Amounts in the accounts which has no facilities limits.
Commission of Overdrawn Current account 1% on the highest Overdrawn Balance during the Month.
Commission of Dormant Accounts. 2 JOD Monthly
Commission of Minimum Balance.        
Current Salary Accounts No Commission
Current and on demand 1 JOD/month for balance below 200 JOD
Savings Account 1 JOD/month for balance below 100 JOD
Pre-maturity withdrawal from CD or fixed deposit CBJ laws are applied
Counter Cash Withdrawal  
If Client doesn’t have an issued ATM card   No commission
If Client has been issued an ATM card 500 fils for cash withdrawals equal to or less than 300 JOD
1 JOD for cash withdrawals more than 300 JOD and upto 1000 JOD
No commission for cash withdrawals more than 1000 JOD
Confirming Notarized and Bank Power of Attorney Commission 5 JOD/Power of Attorney
Commission of withdrawing via a Power of attorney 5 JOD / each withdrawal for Power of Attorney not confirmed in Bank records
Commission of requested Explanations 10 JOD for each explanation requested by the General Attorney through a Court Order
Instant Statement of Account printed in the branch. 2 JOD for all customers.
Commision of Monthly Statements of accounts No Commission
Commision of previous Statements of accounts:  
Additional Statement of account for period less than 1 year from application date 250 fils / page
Additional Statement of account for period more than 1 year from application date 500 fils / page
Commission of Cash Withdrawal of Foreign Currencies ( USD/EUR/GBP) 1.5 Per Mille (Exemptions are within the authority of the Branch Manager)
Metal Coins Depositing Commission 2% min 5 JOD on each depositing of more than 25 JOD
Commission of Cash Deposit in USD and Foreign Currencies / Large Denominations 1.5 Per Mille per transaction
Excluding deposits made to settle or open an L/C or Documentary O/D, or OBCs and Drafts Settlement, or to settle any exposed or exceeded accounts.
Commission collected for amounts exceeding USD 500 or its equivalent in foreign currencies
Commission of Cash Deposit in USD and Foreign Currencies / Small Denominations 5 Per Mille per transaction

Excluding deposits made to settle or open an L/C or Documentary O/D or OBCs and Drafts Settlement, Western Union Transfers,or to settle any exposed or exceeded accounts.
Commission collected for amounts exceeding USD 500 or its equivalent in foreign currencies
Currency Exchange in USD and Foreign Currencies / Large Denominations 1.5 Per Mille per transaction
Commission collected for amounts exceeding USD 500 or its equivalent in foreign currencies
Currency Exchange in USD and Foreign Currencies / Small Denominations 5 Per Mille per transaction
Commission collected for amounts exceeding USD 500 or its equivalent in foreign currencies
Account management commission (commission open accounts for domestic help) One time 10 JD upon opening the account. Dormant account commission and minimum balance commission are not charged on these accounts
Facilities
The commission of issuing a company certificate under incorporation 50 JOD
Early Retail and Consumer Products Repayment Commissions:  
Remaining period for due payment/ last installment 1 year or less No Commission
Remaining period for due payment/ last installment 1 year and up 1% max
Syndicated Loans Commissions. Commission of Management, Commitment, Participation…etc, according to the signed agreement.
Commission of De-Mortgaging Vehicles, Real-estate, other. 10 JOD
Commission of postponing an installment. 10 JOD
Commission of Late Payment 10 JOD
Commission of Granting and Renewing Facilities. 1% Per Annum on the Granted Facilities
Request to modify the terms of financing or guarantees based on the client's request 5 JOD
Legal Consultancy Fees. from JOD 500,000 to JOD 1,000,000 we charge a commission of 1,000 JOD.
from JOD 1,001,000 to JOD 5,000,000 we charge a commission of 3,000 JOD.
from JOD 5,000,000 and up we charge a commission of 5,000 JOD.
Plastic Cards
Pre-Paid Card denomination Issuance Fee Re-Charge Fee
Upto 200 JOD 5 JOD 3 JOD
(201-1500) JOD 10 JOD 5 JOD
(1501-3000) JOD 15 JOD 10 JOD
Prepaid card  Re-Charge fees using e-services 
upto 200 JOD  2 JOD 
201 - 1500 JOD  3 JOD
1501 - 3000 JOD 5 JOD
Comissions for using pre-paid cards outside Jordan
Difference in currency 2.5% diffrence in currency commission of transaction amount for transactions in foreign currency (optional issuer fees)
Cash withdrawal outside Jordan 2 JOD for every cash withdrawal transaction outside Jordan
Credit transactions to the card 1.5% of transaction amount Minimum 1 JOD
Pre-paid Exchange Rate The exchange rate is 0.710 JOD for the dollar when using pre-paid card
Pre-Paid – Renewal , Replace Stolen or Lost 3 JOD    
Pre-Paid – New PIN 1 JOD    
Pre-Paid – Withdrawal inside Jordan using other Banks’ ATM Depends on the Bank providing the service ( 500 fils - 1 JOD)    
Pre-Paid – Overseas Withdrawal 2 JOD    
Safe Deposit Boxes Size /cm Fee /JOD Deposit /JOD
  7.5 80 250
  8 80 250
  10 80 250
  11 80 250
  15 110 250
  16 110 250
  20 110 250
  22 110 250
  25 180 250
  30 180 250
  33 180 250
  40 270 250
  45 270 250
  60 270 250