For five decades, Jordan Kuwait Bank (JKB) has played a defining role in Jordan’s banking landscape. Its journey reflects a steadfast commitment to trust, resilience, and responsible growth; principles that continue to guide the Bank as it marks its 50th Jubilee and looks confidently towards leading the future of banking with trust, innovation, and sustainability.
Since its establishment in 1976 as Jordan’s fifth national commercial bank, JKB has evolved steadily into a cornerstone of the Jordanian banking system, underpinned by a disciplined strategy and a long-term vision. Over time, this founding vision has enabled the Bank to build a trajectory of disciplined growth and long-term stability, anchored in prudent risk management and enduring customer relationships.
JKB’s development has been shaped by a balanced approach to geographic reach and strategic diversification. The Bank operates a wide domestic network across Jordan, complemented by a branch in Cyprus, ensuring accessibility and proximity to customers across key markets. Beyond its core operations, JKB has strengthened its platform through targeted investments and subsidiaries. It is the sole proprietor of Ejara Leasing Company, holds a majority stake of 89.8% in United Financial Investment (UFICO), and completed the acquisition of 53.4% stake in Bank of Baghdad in 2023. Strategic investments in Algeria Gulf Bank in Algeria, Quds Bank in Palestine, and Middle East Payment Services in Jordan reflect a measured, opportunity-driven growth strategy. In 2025, this trajectory was reinforced through the initiation of procedures to acquire a controlling stake in FIMBank in Malta; providing opportunities as Levant’s gateway to Europe.
The Bank also capitalizes on strong business and ownership relationships with Kuwait Projects Company Holding (KIPCO) and its banking and investment arms across the MENA region. JKB’s shareholder base includes Al Rawabi United Holding Co. of Kuwait, a wholly owned subsidiary of KIPCO, the Social Security Corporation of Jordan, and Odyssey Reinsurance Company of the United States, a subsidiary of Fairfax Financial Holdings, providing institutional depth, financial strength, and a log-term perspective.
Innovation has long been integral to JKB’s identity. As the first bank in Jordan to introduce electronic delivery and service channels, JKB helped shape early standards for digital adoption in the local Jordanian banking sector. Today, its advanced technological infrastructure; supported by an extensive branch network, ATMs and ITMs, and integrated internet and mobile banking platforms, enables secure and frictionless banking experiences. Continuous investment in digital capabilities has strengthened operational agility and elevated customer experience, reinforcing JKB’s reputation as a client-focused institution and substantiating its slogan, “More than just a bank”.
JKB’s strategy is -anchored in a clear vision: to bring the bright future of banking to its customers today; by leading the future of banking with trust, innovation, and sustainability. This vision is delivered through a mission focused on empowering customers with personalized financial and business solutions that open doors to regional and global opportunities.
Together, these principles shape a customer-centric operating model that prioritizes long-term relationships, responsiveness, and consistent service excellence across all business segments.
Led by a visionary executive team with a proven track record, possessing deep and diverse expertise across geographies, products, and sectors, JKB’s performance and strategic direction have received consistent international recognition. In 2024, Euromoney named the Bank Best Domestic Private Bank in Jordan, Best SME Bank in Jordan, and Best Bank in Jordan for ESG. Global Banking & Finance Review also recognized JKB as the Best Bank for Corporate Social Responsibility in Jordan for three consecutive years and Best SME Bank in Jordan in 2024. In 2025, JKB was named Best Bank of the Year in Jordan by the Banker, further underscoring its strong market standing, along to Euromoney’s Best Domestic Private Bank in Jordan and International Business Magazine’s Best Customer-Centric Bank.
Anchored in the belief that sustainable value creation extends beyond financial performance, JKB - a leading impact catalyst- approaches sustainability as a strategic imperative embedded in its DNA. The Bank has integrated environmental, social, and governance principles into its core activities, achieving ambitious targets, delivering innovative financing products, issuing the first Green Bond in Jordan with the International Finance Corporation (IFC) and delivering positive societal impact initiatives.
As it enters its next chapter, JKB remains focused on strengthening its regional presence, advancing innovation, and delivering sustainable growth while honoring its legacy and the trust it has built over half a century.