Get your personal loan against real estate collateral with financing up to 100%.

Target Segment:

1. Salaried customers.
2. Craftsmen and individual business.
3. Partnership and companies in various economic sectors.
4. Non-Jordanian residents.

Features             

1. Interest rate starting from 8.5%.
2. maximum loan amounts up to 250,000 JDs with financing up to 100% of estimated property value.
3. Grace period up to 3 months.
4. Loan tenor up to 8 years, including the grace period.
5. Financing percentage of up to 100% of the property value.
6. Free life insurance coverage.
7. Option of providing mutual financing for first degree relatives.
8. Possibility for credit card issuance.
9. Buyout loans from other banks.

Terms and Conditions:

1. Minimum age is 20 years and not to exceed 70 years at the end of the loan tenor.
2. Minimum loan amount is 5,000 JODs.
3. Maximum DBR is 50%.
4. Loan Commission fee of 1% (only for the first year).

Required Documents:

1. Valid national ID or valid passport for non-Jordanians.
2. Income verification letter, Salary slips for the last 3 months, Bank statement for the last 6 months, social security subscription letter.
3. Lease contract or title deed, for the project site.
4. Financial statement and audited budget for the last two years.
5. Property organization scheme, site plan, property registration document.
6. Company registration certificate for entities, valid profession license, profession practice license, and association membership certificate.
7. Property appraisal or property construction cost.

* The Bank has the right to request additional documents.