Women Loan

  1. Purpose of Financing: This program aims to provide financing to existing projects owned by women entrepreneurs to support and expand their projects. This is a reduced loan based on providing a wide variety of financing options to female-owned SMEs who finances fixed assets or working capital, with the possibility of financing operating expenses within the Industrial and Service sectors only.
  2.     Target Sectors: Economic Sectors (Commercial, Service, Industrial)

      3. Loan Amount: The maximum loan amount for Industrial and Service sectors is JOD 250,000. The commercial sector loan amount is JOD 100,000.

     4. Loan Duration:

  • Fixed Assets Financing: maximum 96 months
  • Financing of working capital and procurement: maximum 36 months and commensurate with cash flows and operating cycle of the activity.
  • Tenor Period: up to 6 months maximum and calculated within the total period of above payment.

    5.  Interest Rate and Commission: 9.25% and 1% commission per yer.*


     6.  Funding Ratio: up to 100% of the client’s needs.


    7. Terms of Financing:

  • The borrower’s age shall not exceed 70 years by the end of the life of the loan
  • The minimum age of the borrower is 20 years old.
  • The client must be Jordanian. In the case the debtor is non-Jordanian, the submission of an acceptable Jordanian personal guarantee is required.
  • Obtaining guarantees for all main partners with solidarity, regardless of the type of company.
  • The name of the company or partner must not appear on the list of returned cheques.
  • Must obtain a bank statement for the last 6 months, with no returned cheques for insufficient balance (if applicable)
  • Must not have any financial issues or any negative indications within the CRIF system.


*For Sole Proprietorship, 1% commission is deducted upon grant only.