Craftsmen and professionals

Purpose of Financing: This program aims to provide funding for Craftsmen and professionals It involves a diminishing loan structure that offers a wide range of financing options for small and medium-sized (SMEs) institutions/companies. The funding can be directed towards either fixed assets or working capital and operational expenses.

Targeted Sector: Service and Industrial Sector.

Loan Amount: The maximum loan amount is JOD 250,000.

 Working Capital and Purchases Financing: Up to 36 months, depending on cash flows and operational cycle of the activity.

FIXED ASSETS (Offices, Building, Cars, Machines…ETC): UP TO 72 MONTHS

Grace Period: maximum of 6 months, with servicing the debt during this period. included in the overall repayment period.

Interest Rate and Commission: 9.25% interest rate and 1% commission annually.

Financing Percentage: Financing can reach up to 100% of the client's needs.

Financing Conditions:

  • The borrower’s age shall not exceed 70 years by the end of the life of the loan.
  • The minimum age of the borrower is 20 years old.
  • The client must be Jordanian. In the case the debtor is non-Jordanian, the submission of an acceptable Jordanian sponsor is required.
  • Obtaining personal sponsorship for all key partners with solidarity, regardless of the type of company.
  • The name of the company or partner must not appear on the list of returned cheques.
  • Must obtain a bank statement for the last 6 months, with no returned cheques for insufficient balance (if applicable)
  • Must not have any financial issues or any negative indications within the CRIF system.


*For individual enterprises and small businesses, 1% commission is deducted upon grant only

Apply Now
For more information

Please call the contact center at 06-5200999 or visit any branch near you