Energy Efficiency Product

  • Purpose of Financing: A program dedicated to providing suitable financing for energy-efficiency projects in collaboration with the Central Bank of Jordan.
  • Target Sector: All institutions and companies operating in Jordan.
  • Loan Amount: The maximum loan amount is 4 million Jordanian Dinars.
  • Purpose of Financing: Financing working capital, fixed assets, maintenance and expansion activities, or other purposes acceptable to the Central Bank of Jordan.
  • Loan Tenure: Financing to 10 years, including a grace period of up to two years.
  • Repayment Frequency: Monthly, quarterly, semi-annually, or annually (determined based on cash flows of the business with monthly interest service).
  • Interest Rate and Fees: Interest rates range from 2.5% to 3.5% outside Amman and 3% to 4% within the capital.
  • Financing Percentage: Financing can cover up to 100% of the client's needs.
  • Collateral: A promissory note representing 85% of the promissory note's value is required, made payable to the Central Bank, in addition to any additional guarantees from the client based on credit assessment.


  • Financing Conditions:
  • The client must be of Jordanian nationality. If the borrower is not Jordanian, the submission of a Jordanian co-guarantor with acceptable credit is required.
  • Obtaining personal guarantees from all major partners through mutual solidarity, regardless of the company type.
  • The company's name or any of its partners should not appear on the list of bounced checks.
  • Providing a bank statement for the last 6 months free from bounced checks (if applicable).
  • The absence of any financial issues within the judiciary's inquiries or any negative indicators in the Credit Bureau system.
  • Receiving approval from the Central Bank for the loan prior to execution.

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For more information

Please call the contact center at 06-5200999 or visit any branch near you