Apply for your Housing loan with up to 100% financing rate at an interest rate starting from 6.75% and get cash back of 1% of your loan value.

Benefits:

• Interest rate of 6.75% with fixed interest for the first year of the loan for client’s income is 2,500 JDs and above.
• Interest rate of 6.99% and minimum income amount is 1,000 JDs.
• Financing up to 100% of the property value for the employees of accredited entities based on the bank’s policy.
• Cash back 1% of the loan value, maximum 1,000 JDs.
• Preferential rate on personal loans starting from 8.85% personal loan-JKB.
• Loan tenors up to 30 years including grace period up to 3 months, the value of the grace period installments is distributed over the remaining loan life without increasing the period.
• Exempting the client from the granting fees.
• Exempting the customer from mortgage fees and appraisal fees.
• Exempting the customer from salary transfer commission for a period of one year.
• Granting the customer 5 free outward international transfers during the year (exemption from Jordan Kuwait Bank fees only).
• Granting a discount on safety boxes at a rate of 75% of the rental value for the first year if the loan value is 150,000 dinars or more.
• The possibility of obtaining a credit card is exempt from issuance fees for the first year with a credit limit of 10% of the loan value.
• The possibility of calculating the collective income of the family (husband and wife).

Terms & Conditions:

• The campaign includes new loans (new grants) or buyout loans from other banks.
• The minimum loan period is 8 years.
• Minimum loan amount JOD 15,000.
• The customer must be at least 21 years old and not more than 70 years old at the end of the loan life.
• Fixing the interest for the first year and after this period, the margin rate will be 2.00% plus the interbank rate is applied at the time.
• Commitment to keep the loan with JKB for a period of not less than 8 years, otherwise the value of the cash back, the appraisal fees and the mortgage fees incurred by the bank will be collected from the customer.
• The bank retains the right to modify the terms and conditions of the campaign, and these modifications become effective immediately upon their announcement through the bank’s official channels.
• The Bank has the right to terminate the campaign at any time it deems appropriate.

The campaign ends on 30-09-2025.

*The rest of the terms and conditions approved by the bank apply in the field of granting housing loans.