Mr. Masaud M. Jawhar Hayat

Board Member, Representative of Kuwait Projects Co. (Holding) - Kuwait

Date of Membership: 20/2/2001

Education: Bachelor degree in Economics, Kuwait University, 1973 and a High Diploma in Banking Studies, Institute Banking Studies/Kuwait, 1975, Advanced Management Program/Harvard, Banking and Strategy Program/Wharton School

Current Positions:

• Chairman, United Gulf Co. (Holding) – Bahrain
• Vice Chairman, FIMBank - Malta
• Board Member, KAMCO Invest Co. - Kuwait
• Board Member, Bank of Baghdad - Iraq
• Board Member, United Gulf Financial Services
• Board Member, Mashare’a Al-Khair Est. – Kuwait
• Chairman, Kuwait Equestrian Federation

Previous Positions:

• Chairman, United Gulf Bank – Bahrain
• Chairman, Tunis International Bank – Tunis
• Chairman, Algeria Gulf Bank – Algeria
• Chairman, United Gulf Financial Services
• Chairman, KAMCO Invest Co. – Kuwait
• Adviser of the Chairman, Kuwait Projects Company (Holding) – Kuwait
• Vice Chairman & GCEO, Burgan Bank – Kuwait
• Board Member, North African Co. - Kuwait
• Board Member, Bank of Bahrain and Kuwait
• Board Member, BIAT – Tunis
• Board Member, Industrial Investment Co.
• Board Member, Gulf Insurance Co.
• Board Member, United Fisheries Co.
• Board Member, Wataniya Communication Co. – Algeria
• Board Member, The International Investor
• Board Member, Burgan Bank – Kuwait
• Advisor to the Board of Directors, Al-Ahli Bank – Kuwait
• Managing Director, United Gulf Bank
• Managing Director, Burgan Bank
• Board Member, Union of Investment Companies
• CEO Banking Sector, Kuwait Projects Company (Holding) – Kuwait
• Vice Chairman, The Royal Capital Group – Abu Dhabi