Mr. Masaud M. Jawhar Hayat

Board Member, Representative of Kuwait Projects Co. (Holding) - Kuwait

Date of Membership: 20/2/2001

Education: Bachelor degree in Economics, Kuwait University, 1973 and a High Diploma in Banking Studies, 1975.

Current Positions:

• Chairman, United Gulf Bank – Bahrain
• Chairman, Tunis International Bank - Tunis
• Vice Chairman, FIMBank - Malta
• Vice Chairman, Algeria Gulf Bank - Algeria
• Vice Chairman, Bank of Baghdad - Iraq
• Board Member, KIPCO Asset Management Co. (KAMCO) - Kuwait
• Board Member, North African Co. - Kuwait
• Board Member, Mashare’a  Al-Khair Est. – Kuwait
• Chairman, United Gulf Co. (Holding) – Bahrain
• Board of Directors Advisor, Burgan Bank - Kuwait

Previous Positions:

• Vice Chairman & Group Chief Executive Officer, Burgan Bank - Kuwait