Jordan Kuwait Bank has announced its financial results for the first half of 2025, reflecting a strong financial standing and effective operational management amid ongoing risks and challenges. The Group reported a net profit of JOD 85.6 million.

On this occasion, Chairperson H.E Sheikha Dana Al-Sabah reaffirmed the bank’s commitment to a comprehensive strategic vision that translates strategic objectives into tangible outcomes. She emphasized the bank’s adaptability and resilience when navigating exceptional circumstances, stating: “We remain focused on maximizing shareholder returns and actively supporting the national economy. We believe the Group’s role extends beyond profitability to include community development, transparency, institutional excellence, and long-term sustainability.”

According to the bank’s financial statements, the net income before provisions and taxes for the first half of the year reached JOD 113.9 million, Moreover, total assets stood at JOD 5.3 billion, while customer deposits and cash margins totaled JOD 3.9 billion. The results also reflected strong performance across several key indicators:

• Shareholders’ equity increased to JOD 890.9 million, marking a 0.54% increase.
• A reduction in Stage 3 loans to 7.61% of gross direct credit facilities, with net direct credit facilities holding steady at JOD 2.0 billion.
• A 13.8% increase in the investment portfolio, reaching JOD 1.8 billion.
• The capital adequacy ratio increased to 22.56%, with the bank maintaining healthy liquidity levels, including a Net Stable Funding Ratio (NSFR) of 158%.
• The bank also recorded notable profit growth across its Jordan-based operations, compared to the same period last year.

Jordan Kuwait Bank CEO Mr. Haethum Buttikhi commented on the results stating: “I am proud of what we have achieved in the first half of this year and the progress the Jordan Kuwait Bank Group has made”.  He added,” These results reflect the Board’s strategic vision, the continued dedication of our executive team, and the efforts of all employees across the bank and its subsidiaries.”

Buttikhi also expressed appreciation for the support of regulatory bodies in Jordan, Cyprus, and Iraq, remarking: “We remain committed to delivering innovative banking products and services to all our clients.”