The General Assembly of Jordan Kuwait Bank approved the distribution of cash dividends to shareholders at a rate of 18% of the Bank’s capital, equivalent to JOD 27 million, during its annual ordinary meeting held on Monday, April 20, 2026. The meeting was chaired by the Chairperson of the Board, Sheikha Dana Nasser Sabah Al-Ahmad Al-Sabah, and attended by board members and Group CEO Haethum Buttikhi.
The meeting, which was held virtually, was attended by the Companies General Controller Dr. Wael Al-Armouti, representatives of the Central Bank of Jordan, the Social Security Investment Fund, and the Bank’s external auditors. During the meeting, shareholders approved the bank’s financial statements, the Board of Directors’ report for the 2025 fiscal year, and the Bank’s future business plan, underscoring its commitment to transparency and strengthening trust with shareholders and stakeholders.
The Bank reported strong financial results for 2025, with net profits reaching JOD 151.1 million and a return on average equity of 16.4%. Total assets stood at JOD 5.46 billion, supported by a solid deposit base of JOD 3.93 billion. The Bank also expanded its credit portfolio to JOD 2.09 billion. In addition, it maintained a robust capital adequacy ratio of around 21.92% and a net stable funding ratio of 138.5%, both well above regulatory requirements, highlighting the strength of its capital position and its capacity to support sustainable future growth.
In her address to the General Assembly, Sheikha Dana Al-Sabah stated that the Bank’s strong performance in 2025 reflects the resilience of its business model and the success of its balanced institutional strategy. She emphasized that the Bank’s focus on sustainable growth, prudent risk management, and high asset quality has driven these results. Achieving net profits of JOD 151.1 million, while maintaining comfortable liquidity and capital levels, demonstrates the effectiveness of the bank’s operational and financial policies.
She added that the Bank continued to strengthen its financial position and expand its operations across its markets, supported by a strong capital base and a conservative banking approach. At the same time, it pursued carefully planned growth in its financing activities, contributing to the development of key economic sectors and offering integrated financial solutions that meet customer needs while delivering value to shareholders.
Sheikha Al-Sabah also noted that the Bank is continuing to implement its strategy focused on digital transformation and the enhancement of banking services, alongside expanding its role in sustainable finance. She highlighted progress on several strategic initiatives, including advancing plans to acquire a controlling stake in FIMBank in Malta, an important step toward expanding the Bank’s regional presence and diversifying its income streams.
She emphasized that the Bank’s institutional excellence is the result of the collective efforts of its Board of Directors and executive management, as well as strong confidence in growth opportunities within the Jordanian market. She also acknowledged the vital role of the Central Bank of Jordan in fostering a stable and supportive regulatory environment.
In closing, Sheikha Al-Sabah expressed her appreciation for the efforts of regulatory authorities in strengthening the stability of the banking sector, particularly the Central Bank of Jordan, the Jordan Securities Commission, and the Companies Control Department, as well as regulators and central banks in Iraq and Cyprus. She also commended the bank’s executive management and staff for their key role in achieving these results and sustaining the bank’s growth trajectory.
She extended her gratitude to shareholders and customers for their continued trust, reaffirming the Bank’s commitment to strengthening its financial and credit position, achieving sustainable growth, and maintaining prudent risk management while fully complying with banking regulations. This, she noted, will help preserve the bank’s leading position both locally and regionally and deliver strong returns to shareholders.
For his part, Group CEO Haethum Buttikhi said that the Bank’s 2025 results reflect tangible progress in executing its long-term strategy, which focuses on improving operational efficiency, enhancing banking products and services, and expanding digital solutions to meet the evolving needs of customers.
He added that the bank grew its credit portfolio to approximately JOD 2.09 billion through a balanced approach that supports growth while carefully managing risk, contributing to economic activity and supporting key sectors, while maintaining strong liquidity and capital levels.
Buttikhi also noted that the Bank strengthened its operational and cybersecurity capabilities by obtaining ISO/IEC 27001:2022 certification in information security management. In addition, it achieved EDGE green building certification, reflecting its commitment to sustainability and efficient resource use, and demonstrating a balanced approach between growth and corporate responsibility. He further highlighted several other notable achievements, culminating in the Bank receiving several prestigious awards both regionally and internationally.
He further highlighted the Bank’s progress in enhancing its digital services ecosystem and expanding electronic payment channels, as well as building strategic partnerships with regional and international institutions. These efforts strengthen the Bank’s ability to deliver advanced, integrated banking services while supporting innovation and financial inclusion.
