Jordan Kuwait Bank announced its financial results for the first nine months of 2025, reporting a net profit of JOD 117.3 million, driven by a strong performance in core banking operations. The Bank recorded a 22.4% rise in net interest income, reaching JOD 127.9 million, reflecting improved interest margins and the stability of the Group's lending portfolio.

 The net commission income stood at JOD 59 million, a decline that is primarily due to lower fee income related to money transfer services at the Bank's subsidiary, Bank of Baghdad in Iraq, following the introduction of a regulatory cap on commissions by the Central Bank of Iraq. Excluding this impact, the Group maintained stable commissions and non-interest income across its various activities.

 The Banks’ solid performance was supported by strong financial indicators, with a return on equity of 17.3%, capital adequacy ratio of 23.56%, and a net stable funding ratio of 145.8%, underscoring the Group’s prudent financial management and commitment to sustainable expansion.

 On the financial position, the investment portfolio grew by 16.39%, standing at JOD 1.82 billion, supported by a well-diversified investment strategy that strengthened income sources. Shareholders' equity increased by 3.94%, reaching JOD 921.0 million compared to the end of 2024. The credit facilities portfolio also recorded an overall expansion, exceeding JOD 2.25 billion.

 Commenting on the results, Shaikha Dana Al Sabah, Chairperson of Jordan Kuwait Bank, affirmed the success of the Bank’s strategy focused on sustainable, high-quality expansion and adaptability to evolving market conditions. She also extended her appreciation to the Bank’s management, employees, shareholders, clients and regulatory authorities across all different countries where the Group operates.

 Haethum S. Buttikhi, CEO of Jordan Kuwait Bank, expressed pride in the results, emphasizing the Bank’s continued commitment to achieving sustainable expansion, maintaining strong profitability, and preserving a solid financial position and robust capital base