To download Interests & Fees, please click here.
|
Product |
Interest rate |
|
Housing Loan |
7.624% |
|
Personal Loan |
8.25% |
|
Car Loan (Decreasing) |
8.25% |
|
Prime lending rate (PLR) |
11.5% |
The aforementioned interest rates are:
- For individual consumers only.
- For guidance purposes only. Please contact the Bank for additional information.
- Set based on the interbank offer rate.
The below table shows examples for calculating the annual percentage rate of the product.
|
Example for APR calculation |
Duration |
%APR |
Loan |
|
Example: |
1 |
5,83% |
Real Estate loans |
|
5 |
5,90% |
||
|
10 |
5,90% |
||
|
15 |
5,90% |
||
|
20 |
5,90% |
||
|
25 |
5,90% |
||
|
30 |
5,90% |
||
|
Example: |
1 |
9,98% |
Car loans |
|
2 |
9,08% |
||
|
3 |
8,76% |
||
|
4 |
8,59% |
||
|
5 |
8,49% |
||
|
6 |
8,42% |
||
|
7 |
8,37% |
||
|
8 |
8,33% |
||
|
Example: |
1 |
9,71% |
Personal loans (Consumer loans) |
|
2 |
8,81% |
||
|
3 |
8,49% |
||
|
4 |
8,32% |
||
|
5 |
8,22% |
||
|
6 |
8,15% |
||
|
7 |
8,10% |
||
|
8 |
8,06% |
||
|
9 |
8,03% |
||
|
10 |
8,01% |